A 20% down payment is a significant chunk of change. But with enough time to prepare and a little bit of creative budgeting, you’ll be able to save up for your new home sooner than you think. Follow these helpful budgeting tips to get started! Break Down Your Budget While it’s never a bad idea […]
For many first-time home buyers, the idea of a 20% down payment is terrifying. It’s one of the biggest obstacles to homeownership. Maybe you want to own a home someday, but the thought of saving up thousands of dollars for a home purchase has deterred you from seriously considering it. Believe it or not, it […]
Wouldn’t it be great to own a place at the beach, in the mountains, or by the lake? If you are seriously considering buying a vacation home, you have probably weighed many of the pros and cons already. But you should carefully consider everything before you buy. Have you taken these additional costs and benefits […]
This time of year, many people like to take a moment and reflect on the year that has passed, whether it’s reflecting on good memories or how the nation is doing financially. Today, we would like to take a moment to reflect on the economy and what this year’s trends meant for real estate. A Brief Look […]
As more millennials are preparing to buy a home, one issue is making it difficult for many — student loans. The Project on Student Debt calculated that just about 7 in 10 college graduates in the Class of 2014 had student loan debt, and on average each student had about $29,000 in loans. With mortgages often amounting […]
If you’re a home buyer, changes to the closing process are coming in just a few day. New regulations go into effect on Saturday, October 3rd, providing new loan disclosure forms that are designed to help you better understand the terms of your home mortgage before you close on your new home. That means if you […]
Before you start your home search, you want to know how much you can afford, right? There are two ways to do this: with a mortgage pre-qualification and a mortgage pre-approval. As a home buyer, the pre-approval is more valuable to you during your home search. How Pre-Approval Helps You as a Home Buyer One of […]
First-time home buyers who work with us often have the same question: Should we or shouldn’t we get a first-time home buyer loan? In fact, there are a number of advantages and disadvantages attached to this type of loan. So today, we thought we would take a few moments to share with you what you […]
As you might already know, summertime is a very busy time for real estate agents. That’s why so many home buyers decide to enter the market during this time of year. If you too are a prospective home buyer planning to enter the market soon, then you’ve visited the right real estate blog! Today, we’re […]
In our efforts to continue helping sellers who think they can’t sell and buyers who think they can’t buy, we have a new option for buyers and renters who are not currently able to qualify for a new mortgage. If you cannot qualify for a loan because you have a low credit score or are […]
